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    <title>Best Client Management,Billing &amp; Support Solution</title>
    <link>http://wwwwhmcs.com</link>
    <description>New alternative for Client Management,Billing &amp; Support Solution.</description>
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<item>
	<title>Everything I Ever Needed to Know about the Consulting Business,</title>
	<link>http://wwwwhmcs.com/679108-Everything-I-Ever-Needed-to-Know-about-the-Consulting-Business.html</link>
	<pubDate>Sat, 19 May 2012 05:01:18 -0500</pubDate>
	<category><![CDATA[Business]]></category>
	<description>
        Like most writers, I have two jobs: consulting work and a realjob. I'm not ashamed to say, for a long time, my consultingbusiness was haphazard, at best. While, I'm a strong writer anddesigner, I knew little about running my own business untilrecently.After nearly a decade of working for newspapers and the like, Istarted a new life as a marketing executive for a smallmanufacturing company. As with most small companies, I foundmyself taking on a variety of tasks, including billing, customerservic...	</description>
	<content:encoded><![CDATA[Like most writers, I have two jobs: consulting work and a &quot;real&quot;job. I'm not ashamed to say, for a long time, my consultingbusiness was haphazard, at best. While, I'm a strong writer anddesigner, I knew little about running my own business untilrecently.After nearly a decade of working for newspapers and the like, Istarted a new life as a marketing executive for a smallmanufacturing company. As with most small companies, I foundmyself taking on a variety of tasks, including billing, customerservice, inventory and shipping.The lessons I've learned working for this company, I applied tomy editing and Web design business with great success. Here'swhat I've learned:  You can set your own terms. You can decide if you will bepaid upon receipt, in  days or  days. Make your terms clearand print them on your written bid and on your invoices. It wasliberating to know that I no longer had to wait and keep askingmy client when the check would be sent out. Nor was I heldhosta...]]></content:encoded>
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	<title>Increase In-House Collections</title>
	<link>http://wwwwhmcs.com/913749-Increase-In-House-Collections.html</link>
	<pubDate>Fri, 18 May 2012 04:50:24 -0500</pubDate>
	<category><![CDATA[Finance]]></category>
	<description>
        When you provide a consumer service or product, you have thelegal and moral right to be paid within contractual terms.Consumer accounts not paid within your payment terms canrestrict your cash flow, business growth and in some situations,the ability to continue operating your business.The following consumer collections report outlines  guidelinesyou can follow to increase the amount of in-house consumercollections your business collects. Have a Defined Credit and Consumer Collections PolicyOne o...	</description>
	<content:encoded><![CDATA[When you provide a consumer service or product, you have thelegal and moral right to be paid within contractual terms.Consumer accounts not paid within your payment terms canrestrict your cash flow, business growth and in some situations,the ability to continue operating your business.The following consumer collections report outlines  guidelinesyou can follow to increase the amount of in-house consumercollections your business collects. Have a Defined Credit and Consumer Collections PolicyOne of the major causes of overdue receivables is that abusiness has not defined to its consumer customers and staffwhen accounts are to be paid. If consumer customers are noteducated that accounts are to be paid on time, then chances arethey'll pay late or sometimes not at all. Make sure that yourcompany's terms of payment are clearly stated in writing to eachconsumer customer. Invoice Promptly and Send Statements RegularlyIf you don't have a systematic invoicing and billing s...]]></content:encoded>
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	<title>What the insurance companies aren't telling you about your</title>
	<link>http://wwwwhmcs.com/247935-What-the-insurance-companies-aren-t-telling-you-about-your.html</link>
	<pubDate>Thu, 17 May 2012 04:59:39 -0500</pubDate>
	<category><![CDATA[Finance]]></category>
	<description>
        Although insurance companies offer peace of mind to the policyholders, it is important for all customers to remember that theyare for profit companies, and accordingly your own personalinterest is not their number one priority. Consequently, anyinsurance company will capitalize on every opportunity toextract money from its customers. The primary source of incomefor an insurance company is the premiums which it levies fromits customers.  The premium is the fee which keeps the insurance policy ali...	</description>
	<content:encoded><![CDATA[Although insurance companies offer peace of mind to the policyholders, it is important for all customers to remember that theyare for profit companies, and accordingly your own personalinterest is not their number one priority. Consequently, anyinsurance company will capitalize on every opportunity toextract money from its customers. The primary source of incomefor an insurance company is the premiums which it levies fromits customers.  The premium is the fee which keeps the insurance policy alive.Each company collects the premium on a regular basis. The policyholder is expected to pay the premium on time. Delayed paymentsmay lead to consequences such a fine or even termination of thepolicy. If a lapse in your payments does take place, this willrender the earlier premiums paid by the policy holder useless.So, in order to reinstate oneself, the policy holder might evenhave to renew the entire policy. There has also been a recent trend of policies being sold atinflated p...]]></content:encoded>
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	<title>Where To Shop For Reverse Directory</title>
	<link>http://wwwwhmcs.com/313678-Where-To-Shop-For-Reverse-Directory.html</link>
	<pubDate>Wed, 16 May 2012 00:26:54 -0500</pubDate>
	<category><![CDATA[Home and Family]]></category>
	<description>
        Are you receiving a call from an nameless number on your mobile phone or home phone? Did the monthly phone charge come in and there are telephone calls established to a figure that is unfamiliar? Seeking can provide you with answers to these kind of questions - and more - with a Reverse Phone Lookup.                Rate this Article:                                                         Article Tags:       find phone number owner                               Related Articles                 R...	</description>
	<content:encoded><![CDATA[Are you receiving a call from an nameless number on your mobile phone or home phone? Did the monthly phone charge come in and there are telephone calls established to a figure that is unfamiliar? Seeking can provide you with answers to these kind of questions - and more - with a Reverse Phone Lookup.                Rate this Article:                                                         Article Tags:       &lt;a href&quot;article-tagsfind-phone-number-owner&quot; title&quot;find phone number owner&quot;&gt;find phone number owner&lt;a&gt;           &lt;a name&quot;yedda&quot; id&quot;yedda&quot;&gt;&lt;a&gt;                    Related Articles                 Related Q&amp;amp;A                                                           &lt;a onclick&quot;pageTracker.trackEvent'Articles', 'RelatedArticlesView', 'Computers';&quot; title&quot;Hunt That Cell Phone Number Owner With Reverse Lookup&quot; href&quot;computers-articleshunt-that-cell-phone-number-owner-w...]]></content:encoded>
	<guid isPermaLink="false">http://wwwwhmcs.com/313678-Where-To-Shop-For-Reverse-Directory.html</guid>
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	<title>Save Your Business Money - Know Your Local Phone Service Options</title>
	<link>http://wwwwhmcs.com/281012-Save-Your-Business-Money-Know-Your-Local-Phone-Service-Options.html</link>
	<pubDate>Mon, 14 May 2012 06:47:35 -0500</pubDate>
	<category><![CDATA[Business]]></category>
	<description>
        Every business can benefit from saving money wherever possible.However, most businesses are unaware of the options that areavailable from their local phone company that could savehundreds or thousands of dollars per year.Knowing available options and choosing service types that fitsyour business needs are both critical elements for keepingtelecom costs as low as possible.Many business owners, managers and controllers make the mistakethat telecom cost savings can be found in big ticket itemssuch ...	</description>
	<content:encoded><![CDATA[Every business can benefit from saving money wherever possible.However, most businesses are unaware of the options that areavailable from their local phone company that could savehundreds or thousands of dollars per year.Knowing available options and choosing service types that fitsyour business needs are both critical elements for keepingtelecom costs as low as possible.Many business owners, managers and controllers make the mistakethat telecom cost savings can be found in 'big ticket' itemssuch as long-distance service. Choosing the correct localtelephone service package is the first and most important stepin controlling telecom bills.Three Types of Local Telephone ServiceIn most states, three types of local telephone service areavailable to business customers. Flat-Rate Service: the line cost is high, but the user canmake unlimited local calls on the line at no extra charge.  Message-Rate Service: the line cost is lower than a flat-rateline, but the user pays a...]]></content:encoded>
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	<title>Designing and Building Payment Applications</title>
	<link>http://wwwwhmcs.com/190693-Designing-and-Building-Payment-Applications.html</link>
	<pubDate>Sun, 13 May 2012 00:35:44 -0500</pubDate>
	<category><![CDATA[Shopping]]></category>
	<description>
        DESIGNING AND BUILDING PAYMENT APPLICATIONS By Robert Levings,President, EasyPayUnless you are using an off-the-shelf shopping cart application,chances are that you or your developer will be customizing atleast some element of your payment application to meet yourspecific needs. Your payment application may be simple or it maybe complex; either way, following the right sequence of eventsand taking advantage of available technology will help increasecustomer satisfaction; reduce development costs...	</description>
	<content:encoded><![CDATA[DESIGNING AND BUILDING PAYMENT APPLICATIONS By Robert Levings,President, EasyPayUnless you are using an off-the-shelf shopping cart application,chances are that you or your developer will be customizing atleast some element of your payment application to meet yourspecific needs. Your payment application may be simple or it maybe complex; either way, following the right sequence of eventsand taking advantage of available technology will help increasecustomer satisfaction; reduce development costs, payment-relatederrors and time to market; and provide you with a morefunctional application.The following article highlights the key steps involved indesigning, building and launching payment applications. While itis written from a developer's perspective, it will equip themerchant with information that you can use to when you areinteracting with your developer throughout the process. It ispart of a series of articles offered by EasyPay to helpmerchants understand the ma...]]></content:encoded>
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	<title>Preventing Online Fraud</title>
	<link>http://wwwwhmcs.com/170242-Preventing-Online-Fraud.html</link>
	<pubDate>Fri, 11 May 2012 00:18:29 -0500</pubDate>
	<category><![CDATA[Shopping]]></category>
	<description>
        PREVENTING ONLINE FRAUD By Robert Levings, President, EasyPayThe following article deals with the issue of online fraud, itsimpact on merchants, and the ways that it can be prevented. Itis part of a series of articles offered by EasyPay to helpmerchants understand the many facets of processing credit cardpayments.OverviewAs criminals become more sophisticated in their attempts tocommit online credit card fraud, new technologies are requiredto discourage and detect fraud before it occurs. Risk of...	</description>
	<content:encoded><![CDATA[PREVENTING ONLINE FRAUD By Robert Levings, President, EasyPayThe following article deals with the issue of online fraud, itsimpact on merchants, and the ways that it can be prevented. Itis part of a series of articles offered by EasyPay to helpmerchants understand the many facets of processing credit cardpayments.OverviewAs criminals become more sophisticated in their attempts tocommit online credit card fraud, new technologies are requiredto discourage and detect fraud before it occurs. Risk of fraudis a potential barrier to online purchases. It can also becostly to merchants, since they must bear the costs ofsuccessfully disputed purchases. In addition, too many'charge-backs' can cause merchants to have their merchantaccount status downgraded or revoked, thereby negativelyimpacting their business. A number of technologies are emergingto both secure sensitive data and reduce the amount ofsuccessful fraud at the various stages of the order cycle.Input-Based Meth...]]></content:encoded>
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	<title>How to Sell Even When the Price is Not Right</title>
	<link>http://wwwwhmcs.com/848838-How-to-Sell-Even-When-the-Price-is-Not-Right.html</link>
	<pubDate>Tue, 08 May 2012 05:10:32 -0500</pubDate>
	<category><![CDATA[Business]]></category>
	<description>
        How to Sell Even When the Price is Not RightBy Jenny Bosworth http:www.internetwriters.comDo you ever wonder how you are going to make your product orservice sell when you don't offer the lowest price? Becausepeople always go for the lowest price offered, right? Notexactly. Do most people buy their cars from the junkyard? Ortheir TVs from pawn shops? Of course not. There is one thingthat customers value more than getting a good deal. They willpay exorbitant amounts of money to eliminate risk.Thi...	</description>
	<content:encoded><![CDATA[How to Sell Even When the Price is Not RightBy Jenny Bosworth http:www.internetwriters.comDo you ever wonder how you are going to make your product orservice sell when you don't offer the lowest price? Becausepeople always go for the lowest price offered, right? Notexactly. Do most people buy their cars from the junkyard? Ortheir TVs from pawn shops? Of course not. There is one thingthat customers value more than getting a good deal. They willpay exorbitant amounts of money to eliminate risk.This is not to say that, when two products or services areequal, your potential customer won't choose the cheaper one.What you need to do is unbalance the scales to ensure that yourproduct is obviously the less risky choice.A web designer friend of mine recently entered into a biddingwar for a project. On the one hand, my friend wanted to charge per hour, which was fair considering his experience and workquality. However, he was bidding against some teenager workingoout of his...]]></content:encoded>
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	<title>Getting New Business Fast</title>
	<link>http://wwwwhmcs.com/934595-Getting-New-Business-Fast.html</link>
	<pubDate>Mon, 07 May 2012 00:41:27 -0500</pubDate>
	<category><![CDATA[Business]]></category>
	<description>
        Recently two business owners came to me in dire straits. Thefirst, who owned a dental billing company, had suffered sabotageby a disgruntled employee. Clients deserted in droves when told,falsely, that he was being investigated for fraud. The second,who owned a computer training firm, had neglected to market fora year and had just discovered the delayed effect of hisomission. Both appealed to me: Help! We need more business fast!Even in such circumstances, an existing business has assets thatcan...	</description>
	<content:encoded><![CDATA[Recently two business owners came to me in dire straits. Thefirst, who owned a dental billing company, had suffered sabotageby a disgruntled employee. Clients deserted in droves when told,falsely, that he was being investigated for fraud. The second,who owned a computer training firm, had neglected to market fora year and had just discovered the delayed effect of hisomission. Both appealed to me: Help! We need more business fast!Even in such circumstances, an existing business has assets thatcan be exploited to drum up sales and cash flow quickly. Useyour intuition about whether to divulge your real situation tofriends who might be moved to help or put a bright face on yoursituation by, for instance, saying you're expanding. Either way,consider these possibilities if a comparable disaster befallsyou: Leverage your loyal clients through testimonials andreferrals. The billing company's most steadfast client, aperiodontist, provided a glowing testimonial that the owner us...]]></content:encoded>
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	<title>Understanding Your Phone Bill</title>
	<link>http://wwwwhmcs.com/488592-Understanding-Your-Phone-Bill.html</link>
	<pubDate>Sat, 05 May 2012 00:18:43 -0500</pubDate>
	<category><![CDATA[Business]]></category>
	<description>
         Understanding Your Phone BillBackgroundConsumer confusion over telephone bills has significantlycontributed to the growth of slamming changing a consumerstelephone provider without hisher permission, cramming addingcharges to a consumers bill for services heshe did notauthorize, and other types of telecommunications fraud. To helpconsumers detect fraud, the FCC has asked phone companies tosimplify their bills so that their customers can easilyunderstand what they are paying for and how much the...	</description>
	<content:encoded><![CDATA[ Understanding Your Phone BillBackgroundConsumer confusion over telephone bills has significantlycontributed to the growth of slamming changing a consumer'stelephone provider without hisher permission, cramming addingcharges to a consumer's bill for services heshe did notauthorize, and other types of telecommunications fraud. To helpconsumers detect fraud, the FCC has asked phone companies tosimplify their bills so that their customers can easilyunderstand what they are paying for and how much they are paying.The following FCC rules to which wireline companies must adhereensure that consumers are given the essential information theyneed to protect themselves from telecommunications fraud and tomake informed choices in today's competitive telecommunicationsmarketplace. These rules state that a telephone company's billmust:Be clearly organized; Identify the service provider associated with each charge; Highlight new service providers and indicate the date theprov...]]></content:encoded>
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	<title>Cancer Support Counseling &amp; Support Services</title>
	<link>http://wwwwhmcs.com/811212-Cancer-Support-Counseling-Support-Services.html</link>
	<pubDate>Thu, 03 May 2012 19:21:07 -0500</pubDate>
	<category><![CDATA[Health]]></category>
	<description>
        Charli Prather and Kevin Ferris, after years as&amp;nbsp;members of&amp;nbsp;the St. Louis Cancer Community, have opened their private counseling offices on Olive St. Road in Olivette, Mo.&amp;nbsp; Charli Pather Counseling will utilize Ms. Prather's many years&amp;nbsp;of experience in hospice and offering Cancer Support Services in St. Louis, Mo.&amp;nbsp; She is a cancer survivor herself and will speak from experience in dealing with the emotional distress of dealing with life's transitions. She holds several pr...	</description>
	<content:encoded><![CDATA[Charli Prather and Kevin Ferris, after years as&amp;nbsp;members of&amp;nbsp;the St. Louis Cancer Community, have opened their private counseling offices on Olive St. Road in Olivette, Mo.&amp;nbsp; Charli Pather Counseling will utilize Ms. Prather's many years&amp;nbsp;of experience in hospice and offering &lt;a title&quot;St. Louis Cancer Support Services&quot; href&quot;http:www.charliprathercounseling.comSt-Louis-Cancer-Support.html&quot;&gt;Cancer Support Services in St. Louis, Mo&lt;a&gt;.&amp;nbsp; She is a cancer survivor herself and will speak from experience in dealing with the emotional distress of dealing with life's transitions. She holds several professional certifications in addition to an MSW, LCSW, and an OSW-C ... which is a specialty held by few St. Louis Cancer Counseling Therapists.&amp;nbsp; In addition, Ms. Prather specializes in &lt;a title&quot;St Louis Military Family Counseling&quot; href&quot;http:www.charliprathercounseling.comMilitary-Parent-Support.html&quot;&gt;St Louis military family counseling and support&lt;a&gt; for parents...]]></content:encoded>
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<item>
	<title>The Credit Card Surprise That You Need to Look Out For</title>
	<link>http://wwwwhmcs.com/579967-The-Credit-Card-Surprise-That-You-Need-to-Look-Out-For.html</link>
	<pubDate>Wed, 02 May 2012 06:48:13 -0500</pubDate>
	<category><![CDATA[Finance]]></category>
	<description>
        The Credit Card Surprise That You Need to Look Out ForCompanies that issue credit cards want to make a profit. No onedisagrees with that. The problem is that, we as consumers have,is when they have hide or disguise what it really cost for youto use a card. Here are some ways that you could be paying more, not evenknowing it for your credit cards.Those Teaser Rates.As these rates are low at the beginning but rise after sixmonths or a year. This is a popular way for credit card issuersto attract n...	</description>
	<content:encoded><![CDATA[The Credit Card Surprise That You Need to Look Out ForCompanies that issue credit cards want to make a profit. No onedisagrees with that. The problem is that, we as consumers have,is when they have hide or disguise what it really cost for youto use a card. Here are some ways that you could be paying more, not evenknowing it for your credit cards.Those Teaser Rates.As these rates are low at the beginning but rise after sixmonths or a year. This is a popular way for credit card issuersto attract new cardholders. I don't know if you're aware of thisbut when the low rate expires, any balance that you may haveleft on the card automatically jumps to the new rate and justnot on new purchases. This is something you should discuss orread before you even get a new credit card with low teaser ratesThose Costly Cash AdvancesThere is usually both a finance charge or interest and atransaction fee for cash advance cash even though the as may say'no finance charges&quot;. There is no grac...]]></content:encoded>
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	<title>Where To Shop For Reverse Addresses</title>
	<link>http://wwwwhmcs.com/614746-Where-To-Shop-For-Reverse-Addresses.html</link>
	<pubDate>Tue, 01 May 2012 00:41:49 -0500</pubDate>
	<category><![CDATA[Home and Family]]></category>
	<description>
        Are you receiving a call from an unknown number on your phone or home phone? Did the periodic phone bill come in and there are telephone calls made to a number that is unknown? Exploring can offer you with answers to these form of inquiries - and more - with a Reverse Phone Lookup.                Rate this Article:                                                         Article Tags:       find phone number owner                               Related Articles                 Related Q&amp;amp;A     ...	</description>
	<content:encoded><![CDATA[Are you receiving a call from an unknown number on your phone or home phone? Did the periodic phone bill come in and there are telephone calls made to a number that is unknown? Exploring can offer you with answers to these form of inquiries - and more - with a Reverse Phone Lookup.                Rate this Article:                                                         Article Tags:       &lt;a href&quot;article-tagsfind-phone-number-owner&quot; title&quot;find phone number owner&quot;&gt;find phone number owner&lt;a&gt;           &lt;a name&quot;yedda&quot; id&quot;yedda&quot;&gt;&lt;a&gt;                    Related Articles                 Related Q&amp;amp;A                                                           &lt;a onclick&quot;pageTracker.trackEvent'Articles', 'RelatedArticlesView', 'Computers';&quot; title&quot;Hunt That Cell Phone Number Owner With Reverse Lookup&quot; href&quot;computers-articleshunt-that-cell-phone-number-owner-with-reverse-lookup-...]]></content:encoded>
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	<title>Small Business Q&amp;A</title>
	<link>http://wwwwhmcs.com/340905-Small-Business-Q-A.html</link>
	<pubDate>Sun, 29 Apr 2012 07:24:36 -0500</pubDate>
	<category><![CDATA[Business]]></category>
	<description>
        Q: I just discovered that for the past six months I have beenbilling a client half of what I should have been. Should I justinclude the total of the past due balance on his next bill orcontact him first to let him know that it's coming? This clienthas been difficult in the past, so I'd rather not deal with himuntil I absolutely have to. My partner, on the other hand,thinks we should call the client and let him know what's goingon before sending the bill. What do you think? -- Louis K.A: I think ...	</description>
	<content:encoded><![CDATA[Q: I just discovered that for the past six months I have beenbilling a client half of what I should have been. Should I justinclude the total of the past due balance on his next bill orcontact him first to let him know that it's coming? This clienthas been difficult in the past, so I'd rather not deal with himuntil I absolutely have to. My partner, on the other hand,thinks we should call the client and let him know what's goingon before sending the bill. What do you think? -- Louis K.A: I think your partner is right. If you think this client hasbeen difficult to deal with in the past just wait until he opensyour bill with six months worth of arrears attached to itwithout prior notice or a full explanation of the amount owed. Sending such a bill is like dropping a bomb on the client'sdesk, and I guarantee you the fallout from the resultingexplosion would end up landing squarely on your head. So the question then becomes, how do you collect money that isrightfully owed to...]]></content:encoded>
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	<title>Which Citi MasterCard is right for you?</title>
	<link>http://wwwwhmcs.com/439688-Which-Citi-MasterCard-is-right-for-you.html</link>
	<pubDate>Sat, 28 Apr 2012 00:17:54 -0500</pubDate>
	<category><![CDATA[Finance]]></category>
	<description>
        You've decided to apply for a Citi MasterCard, but with so manydifferent cards to choose from, how do you know which one isright for you? Here is a brief guide to the different types ofMasterCard available from Citibank.A great MasterCard program is the Citi Platinum Select Card. Itoffers basic rewards, such as an  Annual Percent Rate and noannual fee, for qualified applicants. This MasterCard will alsogive you peace of mind, when making online purchases, because itoffers protection against unau...	</description>
	<content:encoded><![CDATA[You've decided to apply for a Citi MasterCard, but with so manydifferent cards to choose from, how do you know which one isright for you? Here is a brief guide to the different types ofMasterCard available from Citibank.A great MasterCard program is the Citi Platinum Select Card. Itoffers basic rewards, such as an  Annual Percent Rate and noannual fee, for qualified applicants. This MasterCard will alsogive you peace of mind, when making online purchases, because itoffers protection against unauthorised purchases. If you're looking for a plan with more rewards, then the CitiPremier Pass Card, might be the Citi MasterCard plan that's justright for you. Like the Platinum Select Card, the Pass Cardoffers an introductory  APR and no annual fee, for qualifiedapplicants. It also offers online account management,statements, and billing activity. The Premier Pass Card alsooffers extensive travel and air miles, so if you're a frequentflier, this card's for you.Another great...]]></content:encoded>
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	<title>Coming to a business like yours</title>
	<link>http://wwwwhmcs.com/181651-Coming-to-a-business-like-yours.html</link>
	<pubDate>Mon, 23 Apr 2012 07:46:31 -0500</pubDate>
	<category><![CDATA[Business]]></category>
	<description>
        pCOMING TO A BUSINESS LIKE YOURS: WEBWARE!By Alan CantonWhether you sell a product, a service, or a combination of both,those who are successful have one thing in common... anefficient back-office.But the cost of an efficient office has meant using complexaccounting and order-entry programs that are hard to learn andcan require a computer expert to network many machines together.The software companies have not been standing still during thepast two years. They have heard their customers complain...	</description>
	<content:encoded><![CDATA[p&gt;COMING TO A BUSINESS LIKE YOURS: WEBWARE!By Alan CantonWhether you sell a product, a service, or a combination of both,those who are successful have one thing in common... anefficient back-office.But the 'cost' of an efficient office has meant using complexaccounting and order-entry programs that are hard to learn andcan require a computer expert to network many machines together.The software companies have not been standing still during thepast two years. They have heard their customers complain andmany of them are now coming out with what is often termed'webware' or web-services.Web services were first made popular by the on-line stockbrokers like Ameritrade. The concept spread to banking, then topayroll services like PayCycle and now to the full back-officesuch that all of the major order-entry, billing, reporting, andfinancial functions of the office can be done on-line withservices like JAYA www.jaya.com and the Oracle SmallBusiness service.Instead o...]]></content:encoded>
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<item>
	<title>Wireless Web</title>
	<link>http://wwwwhmcs.com/299852-Wireless-Web.html</link>
	<pubDate>Sun, 22 Apr 2012 00:47:27 -0500</pubDate>
	<category><![CDATA[Shopping]]></category>
	<description>
        All phones are created equal, but some are more equal thanothers. From Canada and California to Japan and Korea,Internet-enabled mobile phones are rapidly ushering in the nextgeneration of online commerce: m-commerce or Mobile-commerce.The wireless world is a parallel universe almost as large asthe Net -- and the two are beginning a fascinating convergence,.are according to Swapnil Shah, Director of internationaloperations at Inktomi. Three sets of devices are Emerging aswireless Internet platfo...	</description>
	<content:encoded><![CDATA[All phones are created equal, but some are more equal thanothers. From Canada and California to Japan and Korea,Internet-enabled mobile phones are rapidly ushering in the nextgeneration of online commerce: &quot;m-commerce&quot; or Mobile-commerce.&quot;The wireless world is a parallel universe almost as large asthe Net -- and the two are beginning a fascinating convergence,.are according to Swapnil Shah, Director of internationaloperations at Inktomi. Three sets of devices are Emerging aswireless Internet platforms: cell phones, PDAs personal digitalassistants like Palm Pilot other dedicated devices such asdigital cameras and Walkman radios. Mobile e-commerce services-- &quot;me-services&quot; -- have slightly different attributes than theInternet services we think of today, says Hewlett-Packard CEOCarly Fiorina. They must enable customers to conduct &quot;bursttransactions&quot; -- that is, short-session, information-driventransactions that can be completed very quickly, while peopleare on the go a...]]></content:encoded>
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<item>
	<title>Have You Ever Thought of Joining or Forming a Consortium?</title>
	<link>http://wwwwhmcs.com/450761-Have-You-Ever-Thought-of-Joining-or-Forming-a-Consortium.html</link>
	<pubDate>Fri, 20 Apr 2012 00:18:45 -0500</pubDate>
	<category><![CDATA[Business]]></category>
	<description>
        Are you an entrepreneur but don't like selling alone? Aconsortium is a combination of different industry-types ofentrepreneurs working together to attract business as a group.Even though each member maintains their individuality andoperates as the same as self-employed.They band to create a more valuable package to fulfill biggerneeds for clients and for increased visibility and credibility.The positive side to being part of a consortium is that you canwork on larger projects. Larger than any si...	</description>
	<content:encoded><![CDATA[Are you an entrepreneur but don't like selling alone? Aconsortium is a combination of different industry-types ofentrepreneurs working together to attract business as a group.Even though each member maintains their individuality andoperates as the same as self-employed.They band to create a more valuable package to fulfill biggerneeds for clients and for increased visibility and credibility.The positive side to being part of a consortium is that you canwork on larger projects. Larger than any single entrepreneur canaccomplish alone. Together they can enter into contracts thatrequire multiple skills and still maintain the freedom of theirentrepreneur-hood they so desire. They gain being part of a teamand organization while still keeping your independence.A consortium can provide the security of core revenue that helpsthem breath, not chase prospects as hard, and usually take careof regular living expenses. It is also a great way to transitionfrom employee to self-employm...]]></content:encoded>
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<item>
	<title>How I make my card work for me</title>
	<link>http://wwwwhmcs.com/517750-How-I-make-my-card-work-for-me.html</link>
	<pubDate>Tue, 17 Apr 2012 06:41:01 -0500</pubDate>
	<category><![CDATA[Finance]]></category>
	<description>
        A colleague of mine is continually harassed by credit card salesagents. They call him with alarming frequency and then try tocoax him with various baits - balance transfer facility at alower interest rate, no card membership fee, no annual fee, freepoints if he takes the card, or even a cash back scheme. His rationale: he does not need a card. And, believe me, he is quite convincing in his logic. Here aresome of his common arguments. Ever tried paying the bus conductor, the taxi driver or an aut...	</description>
	<content:encoded><![CDATA[A colleague of mine is continually harassed by credit card salesagents. They call him with alarming frequency and then try tocoax him with various baits - balance transfer facility at alower interest rate, no card membership fee, no annual fee, freepoints if he takes the card, or even a cash back scheme. His rationale: he does not need a card. And, believe me, he is quite convincing in his logic. Here aresome of his common arguments. Ever tried paying the bus conductor, the taxi driver or an autorickshaw driver by card? Attempted to give your maid her salary by card? Love to have a cup of tea at a roadside stall? Or even a juice?Or even buy a packet of cigarettes from the wayside shop? Sorry,cards are not accepted! Outlook Express:http:www.hardwaresoftwarearticles.comarchiveindex.phpf-.htmlWant to buy a bunch of flowers? Hard cash please!He claims that for most of his transactions, he requires justplain paper money - plastic does not work. But, I am not convin...]]></content:encoded>
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<item>
	<title>Where To Shop For Reverse Email White Pages</title>
	<link>http://wwwwhmcs.com/266992-Where-To-Shop-For-Reverse-Email-White-Pages.html</link>
	<pubDate>Mon, 16 Apr 2012 08:18:33 -0500</pubDate>
	<category><![CDATA[Home and Family]]></category>
	<description>
        Are you seeing an anonymous number on your cellular telephone or home phone? Did the day-to-day phone bill come in and there are telephone calls made to a number that is unfamiliar? Exploring can provide you with solutions to these form of calls into question - and more - with a Reverse Phone Lookup.                Rate this Article:                                                         Article Tags:       reverse phone wizard                               Related Articles                 Rela...	</description>
	<content:encoded><![CDATA[Are you seeing an anonymous number on your cellular telephone or home phone? Did the day-to-day phone bill come in and there are telephone calls made to a number that is unfamiliar? Exploring can provide you with solutions to these form of calls into question - and more - with a Reverse Phone Lookup.                Rate this Article:                                                         Article Tags:       &lt;a href&quot;article-tagsreverse-phone-wizard&quot; title&quot;reverse phone wizard&quot;&gt;reverse phone wizard&lt;a&gt;           &lt;a name&quot;yedda&quot; id&quot;yedda&quot;&gt;&lt;a&gt;                    Related Articles                 Related Q&amp;amp;A                                                           &lt;a onclick&quot;pageTracker.trackEvent'Articles', 'RelatedArticlesView', 'Self Help';&quot; title&quot;Scam Reverse Phone Wizard Service&quot; href&quot;self-help-articlesscam-reverse-phone-wizard-service-.html&quot;&gt;Scam Reverse Pho...]]></content:encoded>
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<item>
	<title>I Need To Reverse Canada 411</title>
	<link>http://wwwwhmcs.com/644565-I-Need-To-Reverse-Canada-411.html</link>
	<pubDate>Sun, 15 Apr 2012 00:46:35 -0500</pubDate>
	<category><![CDATA[Home and Family]]></category>
	<description>
        Are you seeing an unidentified number on your phone or home phone? Did the bimonthly phone charge come in and there are phone calls established to a figure that is unknown? Exploring can provide you with answers to these form of questions - and more - with a Reverse Phone Lookup.                Rate this Article:                                                         Article Tags:       reverse lookup phone                               Related Articles                 Related Q&amp;amp;A          ...	</description>
	<content:encoded><![CDATA[Are you seeing an unidentified number on your phone or home phone? Did the bimonthly phone charge come in and there are phone calls established to a figure that is unknown? Exploring can provide you with answers to these form of questions - and more - with a Reverse Phone Lookup.                Rate this Article:                                                         Article Tags:       &lt;a href&quot;article-tagsreverse-lookup-phone&quot; title&quot;reverse lookup phone&quot;&gt;reverse lookup phone&lt;a&gt;           &lt;a name&quot;yedda&quot; id&quot;yedda&quot;&gt;&lt;a&gt;                    Related Articles                 Related Q&amp;amp;A                                                           &lt;a onclick&quot;pageTracker.trackEvent'Articles', 'RelatedArticlesView', 'Communication';&quot; title&quot;How to Reverse Lookup Phone Numbers&quot; href&quot;communication-articleshow-to-reverse-lookup-phone-numbers-.html&quot;&gt;How to Reverse Lookup Phon...]]></content:encoded>
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	<title>Read and Understand Your Credit Card Statement</title>
	<link>http://wwwwhmcs.com/384084-Read-and-Understand-Your-Credit-Card-Statement.html</link>
	<pubDate>Fri, 13 Apr 2012 00:32:37 -0500</pubDate>
	<category><![CDATA[Finance]]></category>
	<description>
        Have you ever looked at your credit card statement and ended upjust scratching your head in frustration? Well join the club!But dont take any comfort in the fact that you have plenty ofcompany, because lack of knowledge can cost you.right on yourcredit report, and once there can stay with you a while.Adding to the challenge is that almost every creditorsstatement is slightly different, varying in format and billingcycle and interest calculations. You first want to check whatyou purchased and wha...	</description>
	<content:encoded><![CDATA[Have you ever looked at your credit card statement and ended upjust scratching your head in frustration? Well join the club!But don't take any comfort in the fact that you have plenty ofcompany, because lack of knowledge can cost you'.right on yourcredit report, and once there can stay with you a while.Adding to the challenge is that almost every creditor'sstatement is slightly different, varying in format and billingcycle and interest calculations. You first want to check whatyou purchased and what you borrowed, so make sure you save allyour receipts to make sure you weren't charged for something youdidn't buy or were double billed. Immediately dispute anydiscrepancies via phone and in writing.Next you'll want to verify the interest rates being applied foreach type of purchase. Remember, cash advances almost alwayscarry a higher interest than normal purchases and interestusually accrues from the date you received the money. Also, ifyou have any balance transfers with i...]]></content:encoded>
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<item>
	<title>10 Ways to Reduce Chargebacks &amp; Fraud</title>
	<link>http://wwwwhmcs.com/828733-10-Ways-to-Reduce-Chargebacks-Fraud.html</link>
	<pubDate>Wed, 11 Apr 2012 06:12:13 -0500</pubDate>
	<category><![CDATA[Shopping]]></category>
	<description>
        Merchant concern about online credit card fraud and chargebacksis rising at a significant rate. According to the  OnlineFraud Report, conducted by Mindwave Research, it revealed that, of merchants say the issue of online credit card fraud is'very serious' to their business. As e- commerce continues toflourish the number of instances of credit card fraud andchargebacks will continue to mount higher. It should go withoutsaying that the need to take certain measures to reduce andvirtually eliminate...	</description>
	<content:encoded><![CDATA[Merchant concern about online credit card fraud and chargebacksis rising at a significant rate. According to the  OnlineFraud Report, conducted by Mindwave Research, it revealed that,&quot; of merchants say the issue of online credit card fraud is'very serious' to their business.&quot; As e- commerce continues toflourish the number of instances of credit card fraud andchargebacks will continue to mount higher. It should go withoutsaying that the need to take certain measures to reduce andvirtually eliminate chargebacks and fraud is certainly paramount.Here are some ways you can greatly reduce the instances ofchargebacks and fraud, even potentially eliminate the riskaltogether: Interactive Voice Response IVR TerminalsIVR Terminals, developed by VoiceStampshttp:www.voicestamps.com, are a relatively new solution thatgreatly reduces chargebacks and fraud by collecting a &quot;voicestamp&quot; or voice authorization and verification from the customerbefore the merchant ships the ...]]></content:encoded>
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<item>
	<title>What Your Consultant Wants You to Know (but you never ask)</title>
	<link>http://wwwwhmcs.com/882460-What-Your-Consultant-Wants-You-to-Know-but-you-never-ask.html</link>
	<pubDate>Tue, 10 Apr 2012 00:39:18 -0500</pubDate>
	<category><![CDATA[Business]]></category>
	<description>
        Ive been both a CEO and a consultant, so Ive seen from bothperspectives what goes right and what goes wrong when aconsultant comes in to a company. Generally the CEO or themanager who hires the consultant tells the consultant what he orshe wants. Often the manager is frustrated with something thatis happening at the company and expects the consultant will havethe expertise to just fix it. While the manager needs to setthe expectations, of course, the consultant rarely gets to voicewhat he or she...	</description>
	<content:encoded><![CDATA[I've been both a CEO and a consultant, so I've seen from bothperspectives what goes right and what goes wrong when aconsultant comes in to a company. Generally the CEO or themanager who hires the consultant tells the consultant what he orshe wants. Often the manager is frustrated with something thatis happening at the company and expects the consultant will havethe expertise to 'just fix it'. While the manager needs to setthe expectations, of course, the consultant rarely gets to voicewhat he or she knows would make the consulting engagement moresuccessful for both. Here is what your consultant would love to tell you about makinghim or her successful working on your behalf: . Please Do Your Homework before I Come InToo many owners and managers hire a consultant and then stopthinking. They present a list of general problems and expect theexpert to conjure dramatic results. This approach almost alwaysends in frustration and many, many billable hours. Instead, you have t...]]></content:encoded>
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<item>
	<title>The Seven Pillars of eCommerce Defined</title>
	<link>http://wwwwhmcs.com/464862-The-Seven-Pillars-of-eCommerce-Defined.html</link>
	<pubDate>Sun, 08 Apr 2012 07:47:23 -0500</pubDate>
	<category><![CDATA[Shopping]]></category>
	<description>
        A study released by research firm Gartner Group predicts of all e-business projects will fail due to poor planning andunrealistic expectations of technology. In order for any companyto conduct successful business on the Internet, a process ofevaluation must be utilized. One framework to which companiesoften compare their business is The Seven Pillars of E-businessequation.Pillar  Online Marketing has been in existence since around, when the first wave of mainstream companies jumped ontothe web d...	</description>
	<content:encoded><![CDATA[A study released by research firm &quot;Gartner Group&quot; predicts of all e-business projects will fail due to poor planning andunrealistic expectations of technology. In order for any companyto conduct successful business on the Internet, a process ofevaluation must be utilized. One framework to which companiesoften compare their business is &quot;The Seven Pillars of E-businessequation&quot;.Pillar  Online Marketing has been in existence since around, when the first wave of mainstream companies jumped ontothe web displaying their rudimentary html pages containingproduct information. Still today, some companies do little morethan place their information on the Internet using a pleasinglayout; in hopes that someone will stumble upon their site andbuy the product. Many companies have not yet reached pillar one.According to the Yankee Group, only  of small business and of medium-sized businesses in the United States have awebsite.Pillar  Online Ordering is the process of ...]]></content:encoded>
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